The Importance of Good Credit
How much does bad credit cost?
Do negative items remain listed for 7 years?
Are bankruptcies and foreclosures impossible to remove?
What is the Fair Credit Reporting Act (FCRA)?
How Credit Scores are Used
Will deleted items reappear on the credit report?
Can bad credit be deleted?
Can credit repair companies be trusted?
Total Negative Items Deleted as of 1/4/2007
Classification
No. of Deletions
Judgments
4127
Charge Off
20200
Collection
61662
Bankruptcy
7947
Repossession
466
Tax Lien
2509
Late Pay
35563
Personal Data
2633
Public Record
25
Total
135132
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